Total assets
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Total liabilities
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Net worth
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Assets
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Cash & savingsBank accounts, emergency fund
InvestmentsStocks, ETFs, mutual funds, crypto
Retirement accounts401k, IRA, pension, RRSP, Super
PropertyMarket value of real estate
Other assetsVehicles, business equity, collectibles
Liabilities
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MortgageOutstanding home loan balance
Car loansOutstanding vehicle finance
Student loansEducation debt outstanding
Credit cardsTotal outstanding balance
Other debtPersonal loans, BNPL, other
Track progress
Save today's snapshot to your history. Come back monthly to watch your net worth grow.
FIRE number
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Your target portfolio
Years to FIRE
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From today
Coast FIRE
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Needed now to coast to FIRE
Current portfolio
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Cash + investments + retirement
Progress to FIRE
0%
FIRE style
Lean FIRE
×20 · 5% SWR
Standard
×25 · 4% SWR
Fat FIRE
×33 · 3% SWR
Lean = frugal minimalism. Standard = maintain current lifestyle. Fat = comfortable with buffer.
Your numbers
Current age
Target FIRE age
Annual spendingWhat you spend per year (all in)
Monthly savingsAmount you invest each month
SWR = safe withdrawal rate. 4% is the Trinity study benchmark. Lower = more conservative. Return and inflation are used in real-return calculations.
Net worth over time
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Snapshot log
0 entries
No snapshots saved yet.
Save your first from the Net Worth tab.
Save your first from the Net Worth tab.
AI financial brief
AI
Fill in your net worth and FIRE numbers first. Then get a concise 4-section brief: where you actually stand, your FIRE timeline, the biggest lever you can pull, and one thing to do this month.
AI · Financial brief
What the AI reads
Net worth snapshotTotal assets, liabilities, net worth
✓
FIRE profileAge, target age, annual spend, savings rate
✓
FIRE progressFIRE number, years remaining, Coast FIRE
✓
History trendNet worth change over time (if snapshots saved)
✓