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Free guide · 10 min read

FIRE Workbook (Free PDF)

Calculate your real FIRE number, then build the path to it in 6 steps.

A no-bullshit workbook for anyone serious about financial independence. Walk through your real FIRE number using the 4% rule, then build a 6-step plan that accounts for taxes, inflation, and the lifestyle you actually want — not the influencer version.

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  • The 3 FIRE numbers (Lean, Regular, Fat) and how to pick yours
  • A 4%-rule calculator with inflation + tax adjustments built in
  • How to think about real returns vs nominal returns
  • The "savings rate to years-to-FIRE" lookup table
  • A free 30-day trial to the interactive Net Worth + FIRE Planner

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