Monthly Expenses
Total monthly expenses: $0
Income Goal
Desired monthly take-home (after tax)
$
This is your profit, not your revenue
Tax
Estimated tax rate
%
Include income tax + self-employment contributions
Availability
Billable hours per week
Exclude proposals, admin, sick days. Typically 60–70% of total hours.
Weeks working per year
52 minus holidays, sick days, downtime
Billable hours/year: —
Your Rates
Minimum Hourly Rate
—
Floor rate. Below this you're losing money.
Standard Day Rate (8h)
—
Your quoted day rate. Hourly × 8.
Project Rate
—
Day rate × estimated days + 20% scope buffer.
Est. project
days
days
Monthly Retainer
—
Standard day rate × retainer days/month.
Retainer
days/month
days/month
✦ AI Rate Strategist
Break-even Summary
Revenue / year
—
Revenue / month
—
Projects / year
—
Days / month
—
Revenue Breakdown
Expenses —
Tax —
Take-home —
What If…
+/- Hours per week
—
—
current
—
+/- Income goal
—
—
current
—