11 · FINLive✦ AI
A finance coach that knows your numbers.
Click Ask AI Coach on any of 75 expert prompts across budgeting, debt, investing, FIRE, and tax. The answer reads your saved profile and pulls your live numbers from Debt Payoff, Budget Auditor, Net Worth, and Investment Portfolio.
✦ AI Coach inline on every prompt · Pulls live data from 5 finance tools
Free · Every tool unlocked · No card
75 expert prompts. AI Coach inline on each.
Categories cover budgeting, debt, investing, FIRE, and tax. AI Coach reads your live numbers from Debt Payoff, Budget Auditor, Net Worth.
§ How it works
01Pick a category
Choose from 8 categories: Budgeting, Debt, Investing, Savings, Income, Tax, Retirement, or Regional Finance. Each has 5–10 ready-to-use prompts.
02Fill in your details
Every [placeholder] becomes an editable field inline in the prompt. Type your actual numbers: income, portfolio size, currencies, goals. Takes 60 seconds.
03Click ✦ Ask AI Coach for an inline answer
AI Coach reads your filled fields, your saved profile, AND your real numbers from Debt Payoff, Budget Auditor, Net Worth + FIRE, Investment Portfolio, and Bill Manager. The answer appears under the prompt. Or hit Copy to paste into your own AI.
The problem isn't your AI. It's that you're asking it questions about a situation it cannot see. Blacknave already has your numbers · the AI Coach uses them.
§ Related tools · these read this one, and this one reads them
06 · FIN
Net Worth + FIRE Planner
Know your number, when you hit it, what changes if you save more, when you can coast, and whether debt comes first. 4 AI actions, one snapshot.
Open →§ Try it yourself · no signup, just play
Use Finance Coach right here. No signup, no card.
Like it? Save your work and get the AI Coach.
Sign up free§ Frequently asked
Does the AI Coach handle my country's tax and retirement system?
Yes. The Coach reads your country from your saved profile and applies the right rules: 401(k), Roth IRA, HSA in the US; ISAs and SIPPs in the UK; Superannuation in Australia; RRSPs in Canada. 70 of 75 prompts are fully universal anyway (budgeting, investing, debt, FIRE strategy). For uncommon schemes, name yours in the [placeholder] and the Coach applies the correct rules.
Do I have to use Blacknave's AI Coach, or can I use my own AI?
Both work. The primary path is Click ✦ Ask AI Coach: the answer appears inline and reads your real debt, budget, and net worth from across Blacknave (Debt Payoff, Budget Auditor, Net Worth + FIRE, Investment Portfolio, Bill Manager). Or hit Copy on any prompt and paste into ChatGPT, Claude, or Gemini at any tier (free works fine). Same prompt structure either way; the Coach just adds your live data automatically.
What's the difference vs just asking ChatGPT directly?
Two things. First, the prompts are structured to extract real finance answers, not generic disclaimers. Second, when you Click Ask AI Coach, the answer reads YOUR real numbers from across Blacknave: actual debt balances, real budget, current holdings. ChatGPT alone has none of that context. Your answer is shaped by your actual situation, not a hypothetical one.
How often should I run the same prompt?
Monthly or quarterly with updated numbers. The Coach tracks your trajectory: the same Portfolio Allocation prompt run quarterly tells you when you've drifted. Net-worth-linked prompts get sharper each month as data accumulates across Blacknave.
Does the Coach remember what I asked before?
Yes. Each AI Coach conversation persists for that product: when you come back next week, the Coach still has the last 4 exchanges in context. No copy-pasting old answers to give the AI continuity. Your thread is stored client-side only.
I'm in the US (or UK / Singapore / Australia / anywhere else). Is this still for me?
Yes. The Coach reads your country from your saved profile and applies the right tax and retirement rules. US investors use it for 401(k), Roth IRA, HSA and brokerage optimisation. UK for ISAs and SIPPs. Australia for Superannuation. Canada for RRSPs. Same product, your numbers.