Finance
✦ AIStop paying for things you forgot about.
Add every bill and subscription once. See monthly and annual totals by category, get auto-flagged on unused subscriptions, and get an AI brief on your biggest waste and what to cut first.
From $9/month
All 20 products included
Audit mode · AI cut list · Annual savings calc
Most people have 4–6 subscriptions they've forgotten about. This tool finds them automatically — by flagging any bill you haven't used in 30+ days.
Built for you if…
You're not sure exactly how much you spend on subscriptions and recurring bills each month
You want to see all your recurring costs in one place without linking a bank account
You suspect you're paying for things you don't use but can't easily find them
You want to know which subscriptions have the best cost-per-use and which to cut first
You want AI to tell you exactly what to cancel and what to negotiate down
Sound familiar?
Most people hit at least three of these before they realise what's missing.
Recurring charges are invisible until they hit your statement.
Monthly and annual billing cycles are designed to be forgettable. Without a single list, most people can't tell you their real recurring total within $50.
Annual subscriptions are the hardest to catch.
A $120/year charge feels like nothing when it hits — it's "only" once a year. But 6 of those is $720 you're spending on things that may get no daily-cost scrutiny.
You can't cut what you can't see.
"Last used" dates expose dead subscriptions instantly. Something you haven't touched in 45 days is a candidate to cancel regardless of how cheap it seems.
High-concentration bills hide negotiation opportunities.
When one bill is 25% of your monthly total, it's the one worth calling about. Knowing the number makes the conversation easier.
How it works
Add every bill once
Name, amount, billing frequency (monthly, quarterly, annual, weekly), category, and last-used date. Everything normalises to monthly equivalent automatically.
See your real total and flags
Monthly and annual totals update instantly. Audit tab auto-flags unused subscriptions (30+ days), high-cost concentrations, and annual bills with monthly-billing savings.
Get an AI cut list
AI Coach reads your full bill list and returns 4 sections: biggest waste, what to cancel today, what to negotiate down, and estimated total savings opportunity.
Preview
A sneak peek at the interface. Subscribe to unlock the full interactive tool.
Bill & Subscription Manager
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What you get
Included in all subscription plans. Subscribe once, access all 20 products.
All billing frequenciesMonthly · Quarterly · Annual
Add bills on any cycle. Everything normalises to monthly equivalent for accurate totals.
Category breakdownBy spend area
Streaming, software, utilities, insurance, fitness — see cost concentration by category.
Unused subscription flagsAuto-detected
Any bill with a last-used date older than 30 days is automatically flagged in the Audit tab.
Annual savings calculatorReal numbers
Shows exact annual total and per-day cost so you can evaluate each bill properly.
5 currenciesUSD GBP EUR AUD CAD
Switch currency to match your location. All calculations update instantly.
AI cut list4-section brief
Reads your full bill list, flags waste, identifies cancellation candidates, and estimates total savings.
Most people have 4–6 subscriptions they've forgotten about. This tool finds them automatically — by flagging any bill you haven't used in 30+ days.
Subscribe and unlock all 20 products — fitness, finance, career, and lifestyle tools — synced across every device.
Subscribe from $9/month →Cancel anytime · All 20 products included · Progress synced
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Frequently asked
No — and that's the point. You add bills manually once. No bank linking, no transaction scraping, no third-party access. Your financial data stays on your device.
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Included in all plans · From $9/month
See every recurring charge. Cut the ones you forgot about.
Subscribe and access all 20 tools — fitness, finance, career, and lifestyle. Progress synced across every device.
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